Raymond Hays has been in the mortgage business for over 17 years. During that time, he has originated over 3 thousand loans in all 50 states handling single family residential mortgages to the more complex multifamily mortgages and the self-employed clients. He particularly prides himself on his expertise with the military, law enforcement, first responders, and the educators of the world. His expertise on VA guidelines are second to none. Ray has also accelerated the growth of individual real estate agents by funding loans on time and with ease. He also takes time on his client service skills and always having his clients best interest in mind at all times. One of his favorite sayings is “measure twice and cut once” to execute the best interest for the client. Ray is continually learning to make himself better and at his craft to be able to provide that A plus customer service and expertise.
Some of Ray’s interest are spending time with his family and growing spiritually, mentally, and physically by learning and exercise. He also has a passion for buying and selling vintage cars, is an avid sports fan, and is passionate on his profession by staying updated on present and past market conditions with an emphasis on his local community and growing his realtor relations.